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Terms & Conditions
Effective Date: 10 October 2026
Welcome to Bangla Bibaho Panjika, a business under the Milantithi brand, located in Shobhabazar, Kolkata, India.
These Terms & Conditions govern your use of banglabibahopanjika.com, your customer account, and purchases of our downloadable Bengali marriage-date PDFs. Please read them carefully before placing an order.
1. Our Products
We sell standard monthly PDFs containing auspicious Bengali Hindu marriage dates, timings, and lagnas for the month and year specified in each product listing.
Our astrologer team prepares this information through calculations following Surya Siddhanta — শ্রী-সূর্যসিদ্ধান্ত সম্মতঃ গণনা.
All products are digital downloads. No printed book, physical panjika, or other physical product is supplied.
A purchase includes only the monthly PDF described in the selected listing. Personalised horoscope matching, individual consultations, other months, and future editions are not included.
2. Eligibility and Customer Accounts
You must be at least 18 years old and legally capable of entering into a purchase agreement to place an order.
A customer account is required to purchase PDFs. Please provide accurate registration, contact, and billing information, including an email address you can access.
You are responsible for protecting your account credentials. Contact us promptly if you suspect unauthorised access to your account.
3. Selecting Your PDF
Before paying, please check the product’s Bengali month, year, description, and price.
Each PDF covers the period stated in its listing. Purchasing one monthly PDF does not provide access to other products.
If you are unsure which PDF to choose, please contact our support team before purchasing.
4. Prices and Payments
The applicable product price, discount, and any additional charges will be displayed before you confirm your purchase. Please review the final checkout total carefully.
Payments are processed through Razorpay, our payment provider. Download access is provided after successful payment confirmation.
Prices and offers may change for future purchases. Such changes do not alter the agreed price of an already confirmed order.
If a material pricing or product-description error affects your order, we will contact you to explain the issue and arrange an appropriate resolution. We will not charge an additional amount without your agreement.
5. Digital Delivery and Download Access
After successful payment, your purchased PDF is available for immediate download and through your customer account dashboard.
Downloads are unlimited, and your download entitlement has no expiry date. These terms do not impose a download-count limit or a scheduled expiry on your purchase.
Temporary maintenance, payment verification, or technical problems may occasionally interrupt access. If payment has been deducted but your PDF is unavailable, contact us with your order number and payment reference so we can investigate and restore access.
You will need an internet connection to download the file and compatible software to open it. We recommend keeping a secure personal backup.
6. Personal Use, Printing, and Sharing
Your purchase provides a non-exclusive, non-transferable licence to use the PDF for your own wedding-planning reference.
You may download it to your personal devices and print copies for your own use.
Without our written permission, you must not:
Share or distribute the PDF or printed copies to other people, including family members or priests.
Share your account credentials or download links.
Resell, commercially distribute, or publicly upload the PDF.
Reproduce substantial portions of our original content in another publication, website, or commercial product.
Remove ownership notices or present our work as your own.
Purchasing a PDF does not transfer ownership of intellectual property. These restrictions do not limit uses permitted by applicable law.
7. Location and Time Reference
Our marriage dates, timings, and lagnas are calculated specifically for Kolkata, West Bengal. Times are shown in Indian Standard Time (IST).
Customers planning ceremonies elsewhere in India or overseas should consult a qualified local priest or astrologer about suitability for their location.
Simply converting an IST time to another time zone may not establish the suitability of a date or lagna for a different location.
8. Astrological Information
Our PDFs provide traditional astrological information to assist with wedding planning. They are standard monthly publications, not personalised assessments of a couple’s horoscopes or circumstances.
Individual requirements, family traditions, and location may affect the selection of a wedding date. Please consult your family priest or astrologer before finalising ceremonies or making significant bookings.
An auspicious date does not guarantee a particular marital, personal, or financial outcome.
9. Errors, Replacements, and Corrections
We take care when preparing our calculations and PDFs. However, errors or technical problems may occur.
If a purchased file is faulty, corrupted, or contains an error, contact us with your order number and a description of the issue. We will investigate and provide a replacement or corrected file without an additional charge where the issue is confirmed.
If an error is discovered after purchase, existing purchasers will receive the corrected PDF free of charge at the email address provided with their order. Please keep your email address up to date.
Corrections to a purchased PDF do not include separate products, additional months, or future editions.
10. Cancellations and Refunds
Because our PDFs are digital products made available immediately after successful payment, purchases are generally non-refundable. This applies to change-of-mind requests, subject to the exceptions below and your rights under applicable law.
Accidental purchases: If you purchase a PDF accidentally, you may contact us to request a refund. Please provide your order number and explain what happened. We will review the circumstances and confirm whether the request is approved; a refund is not automatic.
Duplicate payments: If you believe you were charged more than once for the same purchase, contact us with the relevant payment references. We will verify the transactions and arrange a refund of any confirmed duplicate amount received by us, unless it has already been reversed.
Faulty files: Our usual remedy for a faulty or incorrect file is a free replacement or correction. This does not remove any right to a refund or another remedy where applicable law requires one.
Where a refund is approved, we will confirm the processing arrangements. The time taken for the amount to appear in your account may depend on Razorpay and your bank or payment provider.
Nothing in this policy excludes remedies required by law for a defective product, failure to supply, or a product that does not match its description.
11. Website Use and Intellectual Property
You must not use our website for fraud, attempt unauthorised access, introduce malicious software, or interfere with accounts, payments, or downloads.
Rights in our original PDF content, written material, designs, and other website assets belong to Bangla Bibaho Panjika or their respective rights holders, as applicable.
We do not represent any other publishing house or panjika-producing organisation. Similarities in independently calculated dates or timings do not establish an affiliation or endorsement.
12. Website Availability and Account Restrictions
Website access may occasionally be interrupted for maintenance, security measures, or technical repairs.
Where reasonably necessary to address fraud, unauthorised access, prohibited distribution, or another material breach of these terms, we may restrict the affected account or activity.
Where appropriate, we will explain the restriction and provide an opportunity to contact us. Restrictions remain subject to your rights concerning valid purchases and remedies under applicable law.
13. Privacy and Third-Party Services
We handle personal information as described in our Privacy Policy.
Our website uses third-party services, including Razorpay for payments. Your use of those services may also be subject to their own terms and privacy policies.
14. Responsibility and Consumer Rights
We remain responsible for meeting our obligations under applicable law and supplying products as described.
Wedding arrangements, bookings, and personal decisions remain your responsibility. Our PDFs provide planning information and do not guarantee the outcome of an event or marriage.
Nothing in these terms excludes liability that cannot lawfully be excluded or limits your entitlement to a refund, compensation, or another remedy provided by applicable law.
15. Governing Law and Disputes
These terms are governed by the laws of India, subject to any mandatory consumer protections applicable to you.
If you have a concern, please contact us so we can attempt to resolve it. This does not prevent you from approaching a competent consumer commission, court, or other authority in a location permitted by applicable law.
16. Changes to These Terms
We may update these terms to reflect changes in our products, website, or applicable requirements.
The updated version will be published on this page with a revised effective date. Changes will apply prospectively and will not retrospectively remove rights attached to an existing purchase.
17. Contact and Complaints
For questions about purchases, downloads, corrections, refund requests, or these terms, please contact:
Business: Bangla Bibaho Panjika, under the Milantithi brand.
Address: Shobhabazar, Kolkata, West Bengal – 700005, India.
Email: info@banglabibahopanjika.com
Alternative Email: banglabibahopanjika@gmail.com
Website: banglabibahopanjika.com
Our support team is available 24/7 for purchase and download assistance. We will acknowledge formal consumer complaints within 48 hours and resolve them within one month of receipt.
Please include your order number and a clear description of the issue. Do not send account passwords, payment PINs, one-time passwords, or card security codes.
